Our
Services

• 1. Apply. Tell us about the project. We schedule a call to see if it fits.

• 2. Submit. Send your project package and the application fee.

• 3. Underwrite. We review the project, the sponsor, the factory contract, and your construction loan.

• 4. Fund. We pay deposits on the schedule in your factory contract. 5. Exit. We are repaid from your construction loan when the modules are delivered and set.

• Amount: sized to the deposits in your factory contract

• Structure: preferred equity alongside your construction lender, or a senior loan from MCP

• Term: typically 4 to 12 months, matched to your production schedule, with extension options 

• Use of funds: factory deposits and progress payments 

• Security: sponsor guaranty, a pledge of ownership interests, and a recognition agreement with your construction lender 

• Repayment: from construction loan proceeds at module delivery

• Land owned or under contract

• A signed or final-form contract with a modular manufacturer

• A construction lender in place, or a project compelling for MCP to finance directly

• Sponsor equity already invested

• Development experience

Factory deposits are the one cost your construction lender won't cover up front. Our financing lets you:​

• Keep your equity requirement in line with a site-built project

• Secure your production slot and start date

• Capture the schedule advantage that made you choose modular

When your customers can fund deposits, your production line stays full. Working with MCP helps you:​

• Receive deposits on time

• Convert more quotes into signed orders

• Reduce cancellations and delayed starts

Send us the developers who are ready to build but short on deposit capital.